/* Horn & Rozanski Baufinanzierung – Homepage 2026
   Schwarz-Weiß, Apple-inspiriert, mobil zuerst.
   Schriften wie Ytong-Landingpages: Überschriften Arial, Fließtext Calibri. */

:root{
  --ink:#000;
  --text:#1d1d1f;
  --muted:#6e6e73;
  --line:#d2d2d7;
  --soft:#f5f5f7;
  --paper:#fff;
  --head:Arial,"Helvetica Neue",Helvetica,sans-serif;
  --body:Calibri,Carlito,"Segoe UI","Helvetica Neue",Arial,sans-serif;
  --radius:20px;
  /* Typo-Raster (Apple-Maßstab): Fließtext 17/25, Intro 21/29, Abstände im 8er-Raster */
  --fs-body:17px;  --lh-body:1.47;
  --fs-small:14px; --lh-small:1.43;
  --fs-lead:clamp(19px,1.8vw,21px); --lh-lead:1.38;
  --fs-h1:clamp(44px,7vw,80px);  --lh-h1:1.05;
  --fs-h2:clamp(34px,4.8vw,56px); --lh-h2:1.08;
  --fs-h3:clamp(20px,1.9vw,24px); --lh-h3:1.2;
  --s1:8px;--s2:16px;--s3:24px;--s4:32px;--s5:48px;--s6:64px;--s7:96px;--s8:128px;
  --gutter:max(20px,env(safe-area-inset-left,0px));
  --nav-h:56px;
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--nav-h) + 8px);-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--text);font-family:var(--body);font-size:var(--fs-body);line-height:var(--lh-body);letter-spacing:-.005em;font-kerning:normal;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
p{margin:0}
h1,h2,h3,h4{font-family:var(--head);font-weight:700;color:var(--ink);margin:0;text-wrap:balance;letter-spacing:-.015em;font-kerning:normal}
h1{font-size:var(--fs-h1);line-height:var(--lh-h1);letter-spacing:-.022em}
h2{font-size:var(--fs-h2);line-height:var(--lh-h2);letter-spacing:-.02em}
h3{font-size:var(--fs-h3);line-height:var(--lh-h3);letter-spacing:-.01em}
p{text-wrap:pretty;hyphens:manual}
.wrap{max-width:1080px;margin:0 auto;padding-left:var(--gutter);padding-right:max(20px,env(safe-area-inset-right,0px))}
.wrap.narrow{max-width:760px}
/* Eyebrow wie bei Apple: normale Schreibweise statt Versal-Sperrsatz */
.eyebrow{display:block;font-family:var(--head);font-size:clamp(17px,1.6vw,19px);line-height:1.25;font-weight:700;letter-spacing:-.005em;color:var(--muted);margin-bottom:var(--s1)}
.lead{font-size:var(--fs-lead);line-height:var(--lh-lead);letter-spacing:.004em;color:var(--muted);max-width:34em;margin-top:var(--s3)}
.center{text-align:center}
.center .lead{margin-left:auto;margin-right:auto}
.skip{position:absolute;left:-9999px;top:0;background:#000;color:#fff;padding:10px 16px;z-index:100}
.skip:focus{left:8px;top:8px}
:focus-visible{outline:2px solid var(--ink);outline-offset:3px;border-radius:6px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 24px;border-radius:999px;font-family:var(--head);font-size:17px;line-height:1.18;font-weight:400;letter-spacing:-.01em;text-decoration:none;border:1.5px solid var(--ink);background:var(--ink);color:#fff;cursor:pointer;transition:transform .15s ease,background .2s,color .2s;-webkit-tap-highlight-color:transparent}
.btn:hover{background:#2a2a2a}
.btn:active{transform:scale(.97)}
.btn.ghost{background:transparent;color:var(--ink)}
.btn.ghost:hover{background:var(--ink);color:#fff}
.btn.light{background:#fff;color:#000;border-color:#fff}
.btn.light:hover{background:#e8e8ed}
.btn.ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn.ghost-light:hover{background:#fff;color:#000}
.btn.small{min-height:36px;padding:7px 16px;font-size:14px}
.btns{display:flex;flex-wrap:wrap;gap:var(--s2);margin-top:var(--s4)}
.center .btns{justify-content:center}
.link{font-family:var(--head);font-weight:400;font-size:17px;letter-spacing:-.01em;text-decoration:none;color:var(--ink);display:inline-flex;align-items:center;gap:6px}
.link::after{content:"›";font-size:1.3em;line-height:1;transform:translateY(-1px);transition:transform .2s}
.link:hover::after{transform:translate(3px,-1px)}

/* Kopfzeile */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.82);-webkit-backdrop-filter:saturate(180%) blur(20px);backdrop-filter:saturate(180%) blur(20px);border-bottom:1px solid rgba(0,0,0,.08);padding-top:env(safe-area-inset-top,0px)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:var(--nav-h);gap:20px}
.brand img{height:34px;width:auto}
.nav-links{display:none}
.nav-links a{font-size:14px;letter-spacing:-.005em;text-decoration:none;color:var(--text);opacity:.85}
.nav-links a:hover,.nav-links a[aria-current="page"]{opacity:1;color:#000}
.nav-links a.btn,.nav-links a.btn:hover{color:#fff;opacity:1}
.nav-cta{display:flex;align-items:center;gap:6px}
.menu-btn{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;margin-right:-10px;background:none;border:0;cursor:pointer;color:#000}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:20px;height:1.5px;background:currentColor;position:relative;transition:transform .25s,top .25s,opacity .2s}
.menu-btn span::before,.menu-btn span::after{content:"";position:absolute;left:0}
.menu-btn span::before{top:-6px}
.menu-btn span::after{top:6px}
.menu-open .menu-btn span{background:transparent}
.menu-open .menu-btn span::before{top:0;transform:rotate(45deg)}
.menu-open .menu-btn span::after{top:0;transform:rotate(-45deg)}
.sheet{position:fixed;inset:calc(var(--nav-h) + env(safe-area-inset-top,0px)) 0 0;background:#fff;z-index:49;padding:18px var(--gutter) 40px;overflow:auto;opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .25s,transform .25s,visibility .25s}
.menu-open .sheet{opacity:1;visibility:visible;transform:none}
.menu-open{overflow:hidden}
.sheet a{display:block;font-family:var(--head);font-weight:700;font-size:28px;letter-spacing:-.02em;text-decoration:none;color:#000;padding:10px 0}
.sheet .sub{font-family:var(--body);font-weight:400;font-size:17px;color:var(--muted);padding:6px 0}
.sheet hr{border:0;border-top:1px solid var(--line);margin:18px 0}
.sheet .btn{display:flex;width:100%;font-size:17px;margin-top:22px;color:#fff;padding:12px 26px}

/* Abschnitte */
section{padding:var(--s7) 0}
.soft{background:var(--soft)}
.dark{background:#000;color:#f5f5f7}
.dark h2,.dark h3{color:#fff}
.dark .eyebrow,.dark .lead,.dark .muted{color:#a1a1a6}
.head{margin-bottom:var(--s6)}
.muted{color:var(--muted)}

/* Hero */
.hero{padding:44px 0 0;overflow:hidden}
.hero .wrap{display:grid;gap:28px}
.hero .wrap.narrow{display:block}
.hero h1{margin:0}
.hero .lead{max-width:24em}
.hero-img{margin:0 auto;max-width:440px;width:100%}
.hero-img img{width:100%;-webkit-mask-image:linear-gradient(#000 82%,transparent);mask-image:linear-gradient(#000 82%,transparent)}

/* Kennzahlen */
.facts{display:grid;grid-template-columns:1fr 1fr;gap:var(--s5) var(--s3);padding:var(--s6) 0;border-top:1px solid var(--line)}
.facts div{text-align:center}
.facts b{display:block;font-family:var(--head);font-size:clamp(28px,3.6vw,40px);letter-spacing:-.02em;color:#000;line-height:1.1}
.facts span{display:block;font-size:var(--fs-small);line-height:var(--lh-small);color:var(--muted);margin-top:var(--s1)}

/* Kacheln */
.tiles{display:grid;gap:16px}
.tile{background:#fff;border-radius:var(--radius);padding:var(--s4) 28px;display:flex;flex-direction:column;gap:var(--s1);text-decoration:none;color:inherit;transition:transform .25s ease,box-shadow .25s ease}
.soft .tile{background:#fff}
section:not(.soft):not(.dark) .tile{background:var(--soft)}
a.tile:hover{transform:translateY(-3px);box-shadow:0 14px 40px rgba(0,0,0,.08)}
.tile .num{font-family:var(--head);font-weight:700;font-size:14px;color:var(--muted);letter-spacing:.08em}
.tile p{color:var(--muted);font-size:var(--fs-body);line-height:var(--lh-body)}
.tile .ico{margin-bottom:var(--s2)}
.tile .link{margin-top:auto;padding-top:var(--s3)}
.ico{width:36px;height:36px;stroke:#000;fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}

/* Neubau (dunkel) */
.dark .tile{background:#1d1d1f;color:#f5f5f7}
.dark .tile p{color:#a1a1a6}
.dark .tile h3{color:#fff}
.dark .tile .link{color:#fff}
.dark a.tile:hover{box-shadow:0 14px 40px rgba(0,0,0,.6);background:#262628}
.tag{display:inline-block;font-family:var(--head);font-size:12px;line-height:1.3;font-weight:700;letter-spacing:.02em;border:1px solid currentColor;border-radius:999px;padding:4px 10px;align-self:flex-start;opacity:.8}

/* Ablauf */
.steps{list-style:none;margin:0;padding:0;display:grid;gap:0;counter-reset:s}
.steps li{counter-increment:s;display:grid;grid-template-columns:44px 1fr;gap:4px 16px;padding:24px 0;border-top:1px solid var(--line)}
.steps li:last-child{border-bottom:1px solid var(--line)}
.steps li::before{content:counter(s);grid-row:span 2;width:40px;height:40px;border-radius:50%;background:#000;color:#fff;font-family:var(--head);font-weight:700;display:flex;align-items:center;justify-content:center;font-size:17px}
.steps h3{font-size:var(--fs-h3);line-height:var(--lh-h3)}
.steps p{color:var(--muted);font-size:var(--fs-body);line-height:var(--lh-body);margin-top:var(--s1)}

/* Über uns */
.about{display:grid;gap:40px;align-items:center}
.about-text p+p{margin-top:var(--s2)}
.about-text p{font-size:var(--fs-lead);line-height:var(--lh-lead);max-width:30em}
.quote{margin:0;padding:var(--s4);background:#fff;border-radius:var(--radius)}
.quote+.quote{margin-top:var(--s2)}
.quote p{font-family:var(--head);font-size:21px;line-height:1.33;color:#000;letter-spacing:-.012em}
.quote footer{margin-top:var(--s2);font-size:var(--fs-small);line-height:var(--lh-small);color:var(--muted)}
.quote footer b{color:#000;font-family:var(--head)}

/* Team */
.team{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 16px}
.person{text-align:center}
.person img{width:128px;max-width:100%;aspect-ratio:1;object-fit:cover;border-radius:50%;margin:0 auto var(--s2);filter:grayscale(1)}
.person h3{font-size:17px;line-height:1.3;letter-spacing:-.01em}
.person .role{font-size:var(--fs-small);color:var(--muted);line-height:var(--lh-small);margin-top:4px;min-height:2.6em;hyphens:auto;-webkit-hyphens:auto;overflow-wrap:anywhere}
.person .contact{display:flex;justify-content:center;gap:var(--s1);margin-top:var(--s2)}
.circle{width:44px;height:44px;border-radius:50%;border:1px solid var(--line);display:inline-flex;align-items:center;justify-content:center;background:#fff;transition:background .2s,border-color .2s}
.circle:hover{background:#000;border-color:#000}
.circle:hover svg{stroke:#fff}
.circle svg{width:18px;height:18px;stroke:#000;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.team-sub{margin:var(--s8) 0 var(--s5);font-size:var(--fs-h3);line-height:var(--lh-h3);text-align:center}
.team-sub+p{text-align:center;color:var(--muted);margin:calc(var(--s5) * -1 + var(--s2)) auto var(--s5);max-width:34em;font-size:var(--fs-body)}

/* Eingebettete Dienste (2-Klick) */
.embed{background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:0 2px 30px rgba(0,0,0,.06)}
.embed-gate{padding:44px 24px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:16px}
.embed-gate .ico{width:52px;height:52px}
.embed-gate h3{font-size:24px}
.embed-gate p{color:var(--muted);font-size:15px;max-width:34em;line-height:1.47}
.embed-gate label{display:flex;gap:8px;align-items:center;font-size:15px;color:var(--muted);cursor:pointer}
.embed-gate input{width:18px;height:18px;accent-color:#000}
.embed iframe{display:block;width:100%;border:0;background:#fff}
.embed[data-service="anfrage"] iframe{height:900px}
.embed[data-service="rechner"] iframe{height:1180px}
.embed-note{font-size:13px;color:var(--muted);text-align:center;margin-top:14px}
.embed-note a{color:var(--muted)}

/* Partner / Karriere */
.duo{display:grid;gap:16px}
.card{background:var(--soft);border-radius:var(--radius);padding:var(--s5) 28px;display:flex;flex-direction:column;gap:var(--s2)}
.card ul{list-style:none;margin:var(--s1) 0 0;padding:0;display:grid;gap:12px}
.card li{position:relative;padding-left:28px;font-size:var(--fs-body);line-height:var(--lh-body)}
.card li::before{content:"";position:absolute;left:2px;top:.45em;width:12px;height:7px;border-left:2px solid #000;border-bottom:2px solid #000;transform:rotate(-45deg)}
.card .btns{margin-top:auto;padding-top:var(--s2)}

/* Kontakt */
.contact-grid{display:grid;gap:16px}
.contact-item{display:flex;align-items:center;gap:16px;padding:22px;border-radius:var(--radius);background:var(--soft);text-decoration:none;color:inherit}
a.contact-item:hover{background:#ebebef}
.contact-item .ico{flex:0 0 auto;width:30px;height:30px}
.contact-item b{display:block;font-family:var(--head);font-size:17px;color:#000}
.contact-item span{color:var(--muted);font-size:16px}

/* Fußzeile */
.foot{background:var(--soft);color:var(--muted);font-size:14px;padding:48px 0 calc(110px + env(safe-area-inset-bottom,0px));border-top:1px solid var(--line)}
.foot img{height:40px;width:auto;margin-bottom:22px}
.foot-cols{display:grid;grid-template-columns:1fr 1fr;gap:26px 20px}
.foot h4{font-size:13px;color:#000;margin-bottom:10px;letter-spacing:0}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.foot a{text-decoration:none;color:var(--muted)}
.foot a:hover{color:#000;text-decoration:underline}
.foot-base{margin-top:36px;padding-top:18px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:8px 22px;justify-content:space-between}
.foot-base button{background:none;border:0;padding:0;font:inherit;color:var(--muted);cursor:pointer}
.foot-base button:hover{color:#000;text-decoration:underline}

/* Fester Anfrage-Button (mobil) */
.sticky-cta{position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));z-index:40;display:flex;gap:8px;transform:translateY(140%);transition:transform .35s cubic-bezier(.2,.8,.2,1)}
.sticky-cta.show{transform:none}
.sticky-cta .btn{flex:1;box-shadow:0 8px 30px rgba(0,0,0,.25)}
.sticky-cta .btn.call{flex:0 0 52px;padding:0;background:#fff;color:#000;border-color:#fff}
.sticky-cta .btn.call svg{width:22px;height:22px;stroke:#000;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* Unterseiten */
.page-head{padding:var(--s6) 0 var(--s3)}
.page-head h1{font-size:clamp(40px,6vw,64px)}
.legal{padding:24px 0 84px}
.legal h2{font-size:28px;line-height:1.14;letter-spacing:-.015em;margin:var(--s6) 0 var(--s2)}
.legal h3{font-size:19px;line-height:1.26;margin:var(--s4) 0 var(--s1)}
.legal p,.legal li{font-size:var(--fs-body);line-height:1.53;max-width:40em}
.legal p+p{margin-top:var(--s2)}
.legal ul{padding-left:20px;margin:10px 0}
.legal a{word-break:break-word}
.legal .todo{background:#fff3b0;padding:1px 5px;border-radius:4px}
.legal address{font-style:normal}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{text-decoration:underline}

/* Einblenden */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .8s ease,transform .8s cubic-bezier(.2,.8,.2,1)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none;transition:none}
  *{transition:none!important}
}

/* Tablet */
@media (min-width:700px){
  section{padding:var(--s8) 0}
  .facts{grid-template-columns:repeat(4,1fr)}
  .tiles{grid-template-columns:1fr 1fr}
  .team{grid-template-columns:repeat(3,minmax(0,1fr));gap:40px 24px}
  .person img{width:160px}
  .team.gf .person img{width:220px}
  .person .role{font-size:15px}
  .duo{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:repeat(3,1fr)}
  .contact-item{flex-direction:column;align-items:flex-start;gap:12px;padding:28px}
  .foot-cols{grid-template-columns:2fr 1fr 1fr 1fr}
  .card{padding:var(--s6) var(--s5)}
  .tile{padding:40px}
  .embed[data-service="rechner"] iframe{height:900px}
  .embed[data-service="anfrage"] iframe{height:820px}
}

/* Desktop */
@media (min-width:980px){
  :root{--nav-h:52px}
  .menu-btn,.sheet{display:none}
  .nav-links{display:flex;align-items:center;gap:28px}
  .brand img{height:32px}
  .hero{padding-top:70px}
  .hero .wrap{grid-template-columns:1.1fr .9fr;align-items:end;gap:40px}
  .hero .copy{padding-bottom:var(--s8)}
  .hero h1{font-size:72px}

  .hero-img{margin:0;max-width:none}
  .tiles.four{grid-template-columns:repeat(4,1fr)}
  .tiles.three{grid-template-columns:repeat(3,1fr)}
  .steps{grid-template-columns:repeat(4,1fr);gap:var(--s4)}
  .steps li,.steps li:last-child{grid-template-columns:1fr;border:0;border-top:1px solid var(--line);padding-top:var(--s4)}
  .steps li::before{grid-row:auto;margin-bottom:var(--s3)}
  .about{grid-template-columns:1fr 1fr;gap:var(--s7)}
  .team{grid-template-columns:repeat(3,minmax(0,1fr))}
  .sticky-cta{display:none}
  .foot{padding-bottom:48px}
}

/* Team-Gruppen */
.team-sub.first{margin-top:0}
.team.gf,.team.two{grid-template-columns:repeat(2,minmax(0,1fr));max-width:640px;margin:0 auto}
.team.gf .person img{width:150px}
.team.gf .person h3{font-size:20px}
.team.gf .role{font-weight:700;color:#000;min-height:0}
.team-note{text-align:center;color:var(--muted);font-size:var(--fs-small);line-height:var(--lh-small);margin:var(--s5) auto 0;max-width:40em}
.team-sub-text{text-align:center;color:var(--muted);margin:calc(var(--s5) * -1 + var(--s2)) auto var(--s5);max-width:34em;font-size:var(--fs-body)}

/* Partner breit */
.card.wide{display:grid;gap:26px}
@media (min-width:700px){.card.wide{grid-template-columns:1fr 1fr;gap:56px;align-items:center;padding:56px 52px}}

/* Kontakt */
.contact-band{padding:var(--s8) 0}
.contact-band h2{font-size:clamp(48px,8vw,96px);line-height:1.02}
.contact-line{display:flex;flex-wrap:wrap;justify-content:center;gap:var(--s2) var(--s5);margin-top:var(--s6);padding-top:var(--s4);border-top:1px solid #333}
.contact-line a{display:inline-flex;align-items:center;gap:10px;color:#f5f5f7;text-decoration:none;font-size:17px}
.contact-line a:hover{text-decoration:underline}
.contact-line .ico{width:22px;height:22px;stroke:#fff}
@media (min-width:700px){.team.gf .person img{width:200px}}

/* Feinschliff Typo-Raster */
.facts{max-width:1080px;margin:0 auto;padding-left:var(--gutter);padding-right:var(--gutter)}
.team-sub{margin-top:var(--s7)}
@media (max-width:699px){
  .hero .btns .btn{flex:1 1 100%}
}
@media (min-width:700px){
  .person .role{min-height:0}
}
@media (min-width:980px){
  .hero h1{font-size:64px}
}

/* Häufige Fragen */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:var(--s3);padding:var(--s3) 0;font-family:var(--head);font-weight:700;font-size:var(--fs-h3);line-height:var(--lh-h3);letter-spacing:-.01em;color:#000}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:0 0 auto;width:10px;height:10px;border-right:1.5px solid #000;border-bottom:1.5px solid #000;transform:rotate(45deg) translateY(-3px);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(-135deg) translateY(-3px)}
.faq details p{padding:0 0 var(--s3);margin-top:calc(var(--s1) * -1);color:var(--muted);font-size:var(--fs-body);line-height:var(--lh-body);max-width:36em}
.faq details p a{color:#000}

/* Hero-Zeile: zweizeilig */
.eb-sep{display:none}
.eb-2{display:block}

/* SEO-Runde: Stand-Datum FAQ, Zulassungshinweis */
.faq-stand{margin-top:var(--s3);font-size:var(--fs-small);line-height:var(--lh-small);color:var(--muted);text-align:center}
.foot-legal{margin:var(--s4) 0 0;font-size:12px;line-height:1.5;color:var(--muted)}
.nw{white-space:nowrap}

/* Öffnungszeiten im Footer */
.foot .hours{display:inline-block;margin-top:var(--s1)}